It’s important as a buyer that you establish some kind of financing before you make any serious home offer. The pre-approval process allows lenders to take a look at your finances and credit history in order to make a general assumption about your loan amount.
The pre-approval process is when a lender looks at all of your finances and determines the amount of money you could afford for a mortgage. In order to get pre-approved for a home loan, you need to contact a lender. Your Hamner Real Estate agent can help you help you find a lender that you feel comfortable with, and that offers programs best-suited to your needs.
Are you ready to start the home loan process in West Alabama? Hamner Real Estate can help! Contact us today—we are here to help!